Is Investing in the Real Estate Properties a Wise Decision?

There are no sense of security in this world especially so when we speak of stock market, funds, and the economy. Currently, the financial market is still in the recovery phase due to the economic chaos brought about by the American economic problems. Thus, there are a lot of investors who placed their trust and money in to this arena is still at a loss. Since these kinds of investments fluctuate from time to time, it is often best that a wise investor should also have investments in the real estate business. Investing in the real estate is just...

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Real-time gross settlement system

I have come across this term from investorwords.com. I feel that I need to share them with you. Here goes: RTGS. A system that streamlines that settlement of large-value transactions between banks and other financial institutions. Instead of moving physical amounts of cash, the banks transfer funds electronically. When one bank transfers money to another, the funds are immediately credited to the second bank and debited to the first....

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Diversify: Key to successful investing

With every business comes risks, and even greater if you put your money in stocks or mutual fund, this is because these investments are volatile. Stock prices increases and decreases every minute or so, so predicting its trends may not be that easy, unless you have a superpower prediction software installed in your brain. So why is investing in stocks very risk? For people like me who have not gone to Business schools stock is a term not usually discussed and most are not that acquainted with this term. So what is a stock? According to www.investorwords.com,...

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The Importance of Cost-Averaging Scheme when into Mutual Fund

The cost-averaging strategy is very applicable in succeeding when you are investing in mutual funds or when you are into common stocks. By employing this approach, an investor can greatly increase his chances of earning higher net over a period of at least 5 years and also reducing his risks of losing. How does it work? Before we proceed, let us first discuss what a cost averaging technique is all about. Firstly, it is designed to reduce market risk through careful planning and buying of securities and investments at a predetermined interval...

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Mutual Fund Basics

Just what is a mutual fund? I think, for most of Filipinos, this kind of investment is a mystery. In fact I have never heard of this term in my entire school life. What I do know is saving in the bank and physical investments such as putting up a sari-sari (convenience) store or selling barbeque on the streets. Stocks or funds were terms uncommon to me during those days. DEFINITION According to wikipedia, a mutual fund is a professionally-managed type of collective investment scheme that pools money from many investors to buy securities (stocks,...

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On Being Filipinos

I have come across an article created by Matthew Sutherland. It was actually sent to be by my friend thru email. And I guess this is one of those that were sent by friends to friend to friends… and so on. It is viral. When I read the article, it was interesting to note the observations made by Matthew (a foreigner) with Filipino culture. It was nice. It reflects who we are in a sense from the perspective of a foreign eye. And I guess, basing from his article, that Matthew loves the Philippines and the uniquely Filipino culture. Although he...

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Cebu's Taoist Temple

The Taoist Temple located in Beverly Hills Subdivision in Cebu City is a temple of worship for Taoism, the religion which follows the teachings of the ancient Chinese philosopher, Lao Tze. The temple has 81 steps stairs which devotees climb to it while lighting joss sticks and have their fortune read by them by the monks of the temple. One could enjoy only the silence that the temple could offer and the beautiful architecture that makes up the temple. The entrance to the temple is a replica of the Great Wall of China and there is also a giant...

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Great Places in Cebu

Magellan Cross Magellans cross is the cross planted by Spanish explores under Ferdinand Magellan upon arriving in Cebu, Philippines on April 21, 1521. Now the cross is in a chapel next to Basilica Minore del Santo Nio on Magallanes Street, just in front of the city hall of Cebu City. It is stated that the cross standing now is not the original cross but a casing protecting the original cross inside it. Magellan's Cross is a symbol of Cebu, and the...

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Ultraviewer: Who is me?

Well, well...here I go again. Been wanting to start and maintain a blog for so long a time. It has always been the excuses that I have made that blocks my desire to create and maintain one. I, if not most of the time, always feel lazy when starting a blog. For starters I always tell myself that I am busy. Then, when I have the time, I put my attention to anime (Japanese animation). Next, I bring myself to watching movies for an hour or two. And...

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